The rubric, in full

How we score a property.

Most property tools give you a number and hide how they got it. We do the opposite. The Flatscope score is deterministic, the same inputs always give the same number, and every threshold is published right here. Five axes, twenty points each, a hundred in total, mapped to one plain verdict.

5
axes, equally weighted
20
points per axis
100%
of thresholds published

The Flatscope verdict

Worked example

74out of 100

Skip

0–36

Reconsider

36–52

Caveats apply

52–68

Reasonable buy

68–82

Strong buy

82–100

Reasonable buy · 17 from value, 16 lease, 13 costs, 13 energy, 15 market

Two rules sit behind every number.

The score is a screen to decide which properties deserve your time and your solicitor, not a valuation or advice. These two rules keep it honest.

Every figure traces to a record

The lease, the EPC band, the sold comparables, the running costs. Each one comes from a named public source, not a guess, so you can check the working.

Sourced, not estimated

A property is never punished for the unknown

When a piece of data is missing, that axis scores a neutral 10 rather than a zero. An unknown is never mistaken for a problem, and the report says plainly when it could not find something.

Missing data scores 10, not 0

A second check: the lender's view

Alongside the score, a deterministic Mortgageability Gate reads lease length, ground rent, flood and EPC the way a typical UK lender would, and prints a plain lend, refer or fail headline. Same discipline: it never guesses, and an unknown becomes 'worth checking', not a quiet pass.

Lend / refer / fail, deterministic

The five axes, threshold by threshold.

Each axis scores zero to twenty. Here is exactly where the cutoffs fall, the same numbers the worker uses on every report.

01Value vs market

0 to 20

Asking price per square metre against the area's median price per square metre, from HM Land Registry sold prices.

0.75x the median or below
20
up to 0.85x
17
up to 0.92x
14
up to 0.98x
12
around the median, up to 1.02x
10
up to 1.08x
7
up to 1.15x
4
up to 1.25x
2
above 1.25x the median
1

No comparable price data scores a neutral 10.

02Lease quality

0 to 20

Tenure and the years remaining on the lease. Freehold and share of freehold are read from the listing and title.

Freehold (not share of freehold)
20
990 years or more remaining
20
150 years or more
18
125 years or more
16
100 years or more
14
90 years or more
11
80 years or more
8
70 years or more
5
50 years or more
3
under 50 years
1

An unknown lease length scores a neutral 10.

03Running costs

0 to 20

Estimated monthly running cost (service charge, ground rent, council tax and an indicative mortgage) as a share of the asking price.

0.40% of asking per month or below
20
up to 0.55%
17
up to 0.70%
13
up to 0.85%
9
up to 1.00%
5
above 1.00% of asking per month
2

No running-cost data scores a neutral 10.

04Energy

0 to 20

The EPC band from the gov.uk register, A best to G worst.

EPC A
20
EPC B
17
EPC C
13
EPC D
9
EPC E
5
EPC F
2
EPC G
0

No EPC on record scores a neutral 10.

05Market position

0 to 20

Signals around the sale. Chain-free status, whether the price has been reduced, and how long it has been listed.

Baseline
12
Chain free
+3
Price reduced
+3
Freshly listed, 14 days or less
+1
On the market 60 days or more
-2
On the market 120 days or more
-4

With no market signals the axis sits at its baseline of 12.

From the total to the verdict.

The five axes add up to a score out of 100, which maps to one plain verdict. The same cutoffs power the score on every report.

Strong buy
82 to 100
Reasonable buy
68 to 82
Caveats apply
52 to 68
Reconsider
36 to 52
Skip
0 to 36

The worker stamps this score onto the report, and every read surface shows the same number, so the dashboard and the report can never disagree.

See the rubric run on a real property.

Paste a Rightmove or Zoopla link and watch the five axes fill in, every figure cited. Three free reports a month, no card. Your first run needs no signup.

Free to start. No card required. For-sale and to-rent links both work.